Ownership,
Not Just Residuals.
"At RedClay, we believe our partners shouldn't just generate volume — they should participate in the long-term enterprise value they help create."
The New Standard
Unlike traditional ISO relationships where compensation ends with residuals, RedClay offers select ISO partners the opportunity to earn equity ownership in the platform itself.
True Partnership Alignment
Residuals + Equity
Participation in the equity program does not replace residual income. ISO partners continue to earn competitive residuals while also building ownership value.
The result is short-term cash flow paired with long-term wealth creation.
Growth Comparison
Residuals + Ownership Value
A simplified view of how aligned economics can compound over time when partners share in enterprise value.
Illustrative only. Not a projection or guarantee.
How Equity Is Earned
Equity is earned through performance-based milestones, not capital investment.
Volume & Quality
Sustained merchant volume and high portfolio quality are the foundation.
Profitability
Partners who optimize for profitable interchange management earn higher multiples.
Retention
Low attrition proves long-term value and stability of the book.
Strategic Growth
Opening new verticals or markets that contribute to platform expansion.
Value Model
How Value Is Created
RedClay's model is built to align partner performance with long-term platform value.
Acquire Merchants
Bring high-quality merchants into the platform.
Build Portfolio Performance
Retention, profitability, and healthy growth drive outcomes.
Accrue Ownership Value
Equity participation reflects performance over time.
Realize Long-Term Upside
Partners share in platform value as it scales.
Tag-Along Equity.
Defined.
RedClay's equity program is structured with Tag-Along Rights. This means participating ISO partners receive equity that sells alongside RedClay in any liquidity event.
"If we sell, you sell. Same terms, same valuation, same exit."
The Strategic Shift
Platform
Solutions for ISO Partners
Everything needed to support merchants, expand portfolios, and scale with confidence.
Merchant Processing
Flexible acceptance tools built for real-world merchant needs.
View Merchant Processing →Payments
Move money faster across ACH, RTP, and push-to-card.
View Payments →Banking
Banking solutions designed to support partner-led growth.
View Banking →Merchant Lending
Capital options that help merchants invest and expand.
View Merchant Lending →Payroll
Simple payroll tools that fit into the merchant workflow.
View Payroll →Some offerings may vary by partner profile and merchant type.
Institutional Governance
Equity participation is structured with clear governance and protections. We maintain operational control, while ISO partners benefit from transparency and protected upside.
Cap Table Clarity
Transparent growth schedule.
Legal Protection
Institutional-grade agreements.
Defined Liquidity
Clear exit mechanics.
Dashboard
Partner Performance Snapshot
A clear view of the metrics that matter—portfolio health, retention, and growth.
Portfolio Growth
Track performance trends over time.
Retention
Monitor stability and reduce attrition.
Net Volume
Understand throughput and momentum.
Ownership Value
Visualize how performance can translate into long-term value.
Sample visualization for illustration. Metrics shown are placeholders.
Join the Cap Table
This program is for partners who view themselves as builders, not just distributors.
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